Personal Loan Provider and Installment Loans in Springfield, MO

Master Finance is a personal loan provider in Springfield, MO, located in the Plaza Tower shopping center on South Glenstone Avenue. We offer personal installment loans with fixed monthly payments, no collateral, and a loan decision in 30 minutes or less in most cases.

Personal Installment Loans Built for Springfield Borrowers


Our loans are fully amortized, with terms from 6 to 20 months set around your income and payment history. That gives you a fixed monthly payment and an end date you can plan around from the start.


We do not offer payday loans or title loans. A payday loan is due in full on your next paycheck, which pushes many borrowers into repeat borrowing. An installment loan from Master Finance keeps the same fixed payment for the life of the loan, so the amount never changes on you.



How the Process Works



To apply, you will need a government-issued photo ID, proof of Missouri residency, documentation of your income, and an active checking or savings account. We review your credit to evaluate your payment history. However, we do not pull your credit score. Most applicants receive a decision in 30 minutes or less. First-time borrowers pick up their funds at our office at 1950 S Glenstone Ave, Ste K. After your first loan, we offer direct deposit on future loans, so you will only need an email address and a debit card tied to your account. We are open Monday through Friday from 8:30 am to 5:30 pm and Saturday from 8 am to noon.

Apply and Get a Decision Today

Springfield, MO Form

Personal Information:

Your Monthly Expenses

EMPLOYMENT or OTHER INCOME

Please answer the following, regardless of income source:

SECOND EMPLOYMENT OR OTHER INCOME

Please answer the following, regardless of income source:

As the location where you will  pick up your loan upon approval.

A creditor shall not inquire whether income stated in an application is derived from alimony, child support, or separate maintenance payments unless the creditor discloses to the applicant that such income need not be revealed if the applicant does not want the creditor to consider it in determining the applicant's creditworthiness.

Frequently Asked Questions

  • WHAT IS A PERSONAL INSTALLMENT LOAN, AND HOW DOES IT WORK?

    A personal installment loan is a fixed amount you repay in equal monthly payments over a set term. At Master Finance, terms run from 6 to 20 months. You receive the full amount up front and repay it on a schedule set before you sign, and each payment lowers both the principal and the interest.

  • DO I NEED GOOD CREDIT TO QUALIFY WITH A SPRINGFIELD PROVIDER?

    No. We base decisions on verifiable income, Missouri residency, an active checking or savings account, and a valid photo ID. We review your credit for payment history, but we do not pull your credit score, and applicants with past credit challenges often qualify. Call (417) 886-7007 to discuss your situation first.

  • HOW SOON CAN I GET MY FUNDS?

    Most applicants receive a decision in 30 minutes or less during business hours. First-time borrowers pick up their funds at our Glenstone Avenue office. Returning borrowers can use direct deposit, so they usually do not need to come back in.

  • IS THERE A PENALTY FOR PAYING EARLY?

    No. You can pay ahead or pay off the loan early at any time with no penalty. Any unearned interest will be refunded, which lowers the total you pay over the life of the loan.